How can I cut costs?

Cutting costs are a good way of making sure you make the most of your money. It will also hopefully make you a little less likely to have to borrow to cover the cost of essential living. Think about bringing down your energy, home phone and broadband bills, and using your consumer power by switching providers using comparison sites and getting the best deal you can. The Money Advice Service offers budgeting tips for people on a low income.

Hammersmith & Fulham CAB also runs regular sessions on financial awareness and financial capability – see details of our managing money clubs for further information and contact details. If you are aged 63+, our Financial Inclusions Extra FIX project may be able to help you.